Tag Archives: West Palm Beach Homeowners Insurance Attorney
Be Careful When Signing Assignments of Benefits
An assignment of contractual rights arises when one party hands over or transfers contractual rights to receive or to do something to another party. For example, if someone owes me $100 and I assign my rights in the contract to you, the paying party will have to pay you my $100. Assignments in Homeowner’s… Read More »
Things to Know Before a Homeowner’s Insurance Adjuster Comes to Your Home
If you’ve had damage or loss to your home for any reason, your first step is usually to call your insurance company. When you do, an insurance adjuster may come to your home to look at and assess the damage. This may seem like a relief—the insurance company is acting quickly and you’re well… Read More »
Condominium vs. House Insurance
High Prevalence of Condos in South Florida Florida has the highest number of residents who live in Community Associations, which include homeowners’ associations, condominium communities, and cooperatives, according to the 2016 Community Association Fact Book. In fact, 9.7 million Floridians live in these types of communities. Condo sales have been up in South Florida,… Read More »
General Home Upkeep to Avoid Neglect Exclusion
One very common yet unknown homeowners’ insurance policy exclusion is that of neglect. Neglect means that the homeowner failed to properly upkeep their property. But what does this actually mean? What responsibilities do homeowners have to maintain their dwelling? For more information, or if your insurance claim has been denied, a West Palm Beach… Read More »
My Insurance Company Denied my Dog Bite Liability Claim
When your dog injures another person on your property by biting them, or attacks or bites someone outside of your property, you are most likely going to be held responsible for their injuries. You may be liable for their medical bills, lost wages, lost earning capacity, pain and suffering, emotional or psychological harm, scarring… Read More »
Three Types of Preventable Losses: Water Leaks, Roof Damage, and Creosote Build Up
What comes to mind when you hear about home insurance and catastrophic damages? Tropical storms and hurricanes, sinkholes, fires, and burglary are at the forefront of most people’s minds. Florida actually has the most expensive homeowners’ insurance premiums to reflect some of those natural disasters, according to the Insurance Information Institute, where sinkholes and… Read More »
What Constitutes a Valid Offer on a Covered Loss?
Insurance is a lucrative business, whether it is medical, homeowner’s, auto, or any other kind. Why? Because most people do not need to use their insurance very often, or ever when it is for something like homeowner’s coverage, and when they do, their premiums that they have paid for years to their insurance company… Read More »
How is an Attorney Paid in a Homeowners’ Insurance Case?
Most attorneys collect legal fees on a contingency basis for homeowners’ insurance claims. A contingency fee means that your attorney only gets paid if they win your case. Their fee is usually one third of the settlement (according to the American Bar Association), or up to 40 percent if the case goes to trial… Read More »
Types of Homeowners’ Insurance
According to ValuePenguin, Florida has the highest rate of homeowners’ insurance claims in the country. This is because Florida is prone to natural disasters such as hurricanes and a “rainy” season. Before you ever need to submit a claim to insurance for your home and possessions, it is wise to consider what insurance you… Read More »
Vandalism Claims
If you are the unfortunate victim of home vandalism, the last thing you need right now is to be denied coverage by your homeowners’ insurance. However, vandalism claims are often denied. Insurance companies routinely offer low settlements for vandalism, arguing that the damage you have suffered is much less than what you claim. If… Read More »
