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Category Archives: Homeowners Insurance


Insurance Company Tries to Punish Homeowner for Acts of a Third Party

By Celeste Law Firm |

While a homeowners’ insurance case is going on, both sides have the right to know what evidence the other intends to produce at trial. However, in a recent case, an insurance company went too far, trying to punish a homeowner for something that neither he nor his attorneys had any control over. Adjuster Fails… Read More »


Obtaining a Homeowners’ Insurance Claims File Can be Difficult

By Celeste Law Firm |

When your homeowners’ insurance company denies your claim, you most likely will have to file a lawsuit to recover. Like any lawsuit, winning a homeowners’ insurance trial means getting the proper evidence that is needed before the trial. Unfortunately, too many insurance companies deny or lowball the claim, and then try to stonewall in… Read More »


How Are Attorneys Paid in Personal Injury and Insurance Cases?

By Celeste Law Firm |

Some of the biggest hurdles in hiring an attorney for most people are concerns about paying the attorney. Unfortunately, big business and insurance companies often fuel this concern, putting out false news stories or “helpful” websites that may warn consumers about how much it will cost to hire an attorney. In some cases, insurance… Read More »


Be Prepared for the Upcoming Hurricane Season

By Celeste Law Firm |

Hurricane season is approaching quickly, and although this happens every year, surprisingly, many people still don’t bother to take inventory of their homeowners’ policy to make sure it fully covers your property. Here are some basics that you should check before a storm strikes. Flood Insurance Remember that your regular homeowners’ policy does not… Read More »


Are You Owed Interest on Your Homeowners ‘Insurance Claim?

By Celeste Law Firm |

You may think of interest as money that is paid for the cost of borrowing someone else’s money, and as a concept that exclusively applies to a lender-borrower relationship. You may not even consider how you, as someone who makes a homeowners claim, may be entitled to interest from your insurance company. When a… Read More »


Can You Get Living Expenses From Your Homeowners’ Insurance?

By Celeste Law Firm |

Assume that your property is damaged, and that your homeowners’ insurance has agreed to make the necessary repairs. There doesn’t seem to be any fight over how much it will take to bring your property back to normal, or how to make the repairs. You’re all set, correct? Well, maybe not. Additional Living Expenses… Read More »


Expert Meteorologists Can Help in Homeowners’ Insurance Cases

By Celeste Law Firm |

Florida is no stranger to sudden and damaging weather conditions. Aside from the well known hurricanes are the slew of smaller, but still dangerous tornadoes, lightning and hail, all of which can cause serious damage to property. Proving Weather Conditions In the event of a dispute over insurance benefits, and how damage was caused… Read More »


Experts in First-Party Insurance Cases Can Help Get Your Case to a Jury

By Celeste Law Firm |

In most cases, when there is a dispute over the facts of the case, the homeowner in a first-party homeowners’ insurance dispute is entitled to have a jury decide the dispute. Florida civil law does provide for a summary judgment procedure, which allows a judge to decide a case before it even gets to… Read More »


How Long Does My Homeowners’ Insurance Company Have to Evaluate my Claim?

By Celeste Law Firm |

Most homeowners’ insurance policies require immediate notice to the insurance company of damage to your home so that the insurance company may determine whether the damage is a covered-loss and to prevent further damage. That leads to one of the most common questions we hear from clients with homeowners’ insurance problems: How long does… Read More »


What Is a Homeowners’ Insurance Company’s Duty to Defend?

By Celeste Law Firm |

We have often discussed the rights and duties between you and your homeowners’ insurance in the context of property damage claims. But what about third-party claims–that is, what happens when someone sues you for an allegedly dangerous condition on your property that they claim has caused them injury? The Duty to Defend Your homeowners’… Read More »

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