Monthly Archives: October 2020
Does a Criminal Record or Incarceration Affect Eligibility to Recover Social Security Disability Benefits?
When we think of who is eligible for Social Security Disability Benefits, we consider work quarters, on a set date and date last insured as important bench marks. Commonly asked questions are earnings report history and the nature and extent of the injuries, medical conditions and disability. Does a criminal record affect an otherwise… Read More »
What Happens When Repairs are Insurable but also Excluded Under Your Policy?
When your home needs repairs that are covered by your homeowner’s insurance policy, it should be relatively easy to process except in those circumstances where effectuating repairs requires replacing other parts of property that were not originally damaged. What Insurance Companies Commonly Do This problem happens more often than you may think. Imagine a… Read More »
Will You Need a Medicare Set Aside When You Settle Your Workers’ Compensation Case?
To understand what an MSA is, you must first understand how Medicare works when it comes to personal injury or workers’ compensation cases. Medicare is a secondary payor. That means that if there is another source of funds to pay for medical care, that source must be used before Medicare. If Medicare is used,… Read More »
Common Homeowners’ Policy Exclusions
Your homeowners’ insurance policy is a lengthy confusing document that you would hope covers whatever catastrophe befalls you. But it does not. There are as many exclusions as there are inclusions of damage. Failure to Maintain Almost any kind of damage that is caused by your failure to maintain the property will not be… Read More »
Prior Accidents or Injuries Suffered by Strangers Can be Difficult to Obtain
Why is evidence of prior negligence relevant and discoverable? If a victim says that he fell over something hidden or dangerous on someone else’s property where he was permitted to be under the same circumstances, this information is usually discoverable by the victim’s attorney. But there are circumstances when victims of negligence, malpractice or… Read More »