Recent Blog Posts
The Importance of a Special Needs Trust for SSI
Supplemental Security Income (SSI) benefits are a major part of millions of Americans’ lives, particularly those who have special needs. Qualifying for SSI benefits as a special needs recipient is much harder to accomplish than one may think, and part of that is making the financial cut set by the Social Security Administration. If… Read More »
What Does Date Last Insured (DLI) Mean?
Receiving disability is a vital part of millions of Americans’ lives. Currently, 10,450,000 Americans receive Social Security Disability Insurance (SSDI). However, successfully applying for and receiving these benefits can be complex, and being accepted into this program depends on a wide range of criteria. The date last insured (DLI) is the date before which… Read More »
Social Security Listings
What are Listings? Why are they Important? What Happens if I do Not Meet Them? If you have had any experience with the Social Security Administration (SSA), you know just how complex and convoluted it can be. One of the particularly confusing aspects of disability involves the SSA’s listings of impairments. These listings define… Read More »
Do I Need Homeowners’ Insurance?
If you have a mortgage with a bank, the lender will require that you purchase insurance to protect the home against fire, natural disasters, and other types of damage. Homeowners’ insurance can be purchased at a very low rate for beginning packages, and there is no reason that a homeowner should ever go without… Read More »
Mental Disorders and Social Security Benefits
Approximately 43.8 million Americans suffer from a mental disease, according to the National Alliance on Mental Illness. However, while one in five Americans suffers from a mental illness, only one in 25 suffer from an illness that substantially interferes with their major life activities. For these individuals, working may no longer be an option,… Read More »
Social Security and Evidence of Disorder of the Spine and Major Dysfunction of a Joint
If you have a spine injury or major dysfunction of a joint, you are not alone. In fact, according to World Spine Day, lower back pain is the leading cause disability worldwide. 80 percent of Americans will develop back pain at some point in their lives. Back pain is the leading cause of missed… Read More »
Working and Receiving SSD Benefits
Millions of Americans suffer from a disability. In fact, 40 million Americans have some sort of disability, according to the Centers for Disease Control and Prevention (CDC). This is not to say that all of these people are disabled from working. In fact, many disabled people, even those who are receiving Social Security Disability… Read More »
Substantial Gainful Activity
There are seemingly endless hoops to jump through for Social Security Disability applicants. One of the most important criteria is whether the disabled person is able to earn a living wage. In order to qualify, the applicant cannot be able to engage in Substantial Gainful Activity (SGA), which is further described below. For assistance… Read More »
Aid and Attendant Care
After a serious injury, it is not uncommon for an injured worker to rely on a home aid and attendant-care person to help him/her with activities of daily living (ADL’s). However, procuring these benefits can be difficult. If you were seriously injured on the job or became sick as a result of the work… Read More »
Employee Misconduct and TPD
If you get injured on the job, or if you suffer a workplace illness that was caused by your occupation, your employer must pay you lost wages (temporary partial disability – TPD) when your condition renders you unable to earn at least 80% of your normal weekly wages. However, these benefits can be denied… Read More »
