Monthly Archives: April 2018
Policy Exclusions for Chinese Drywall
“Chinese drywall” is a low quality, toxic drywall that was imported from China to the U.S. between 2001 and 2009, and in just a few years, more than 100,000 homes in the U.S. were outfitted with this hazardous product, according to NPR. The drywall emits toxic fumes that not only cause corrosion to plumbing… Read More »
My Insurance Company Denied my Dog Bite Liability Claim
When your dog injures another person on your property by biting them, or attacks or bites someone outside of your property, you are most likely going to be held responsible for their injuries. You may be liable for their medical bills, lost wages, lost earning capacity, pain and suffering, emotional or psychological harm, scarring… Read More »
Three Types of Preventable Losses: Water Leaks, Roof Damage, and Creosote Build Up
What comes to mind when you hear about home insurance and catastrophic damages? Tropical storms and hurricanes, sinkholes, fires, and burglary are at the forefront of most people’s minds. Florida actually has the most expensive homeowners’ insurance premiums to reflect some of those natural disasters, according to the Insurance Information Institute, where sinkholes and… Read More »
Power Surge Exclusions
A power surge is an extreme spike in your home’s electrical line, and a power spike can cause damage or destruction to a variety of expensive electrical devices. A surge protector will not protect against very high spikes, such as an electrical surge from lightning. Unfortunately, most homeowners’ insurance policies do not cover power… Read More »
OSHA Investigations Following Workplace Fatalities
An employee of a plumbing company was working to repair a broken storm sewer, which had caused a minor sinkhole north of Boynton Park, when he was killed by an explosion, as reported by The Palm Beach Post. Water from a nearby lake was seeping into an eight by three foot sinkhole surrounding the… Read More »
Should an Injured Undocumented Worker Risk Filing a Claim?
An undocumented worker severed his fingers down to the bone when he was cutting concrete blocks. When the injured worker reported the injury to his supervisor as is required under Florida Workers’ Compensation law, he was fired. And, to add insult to injury, his boss reported him to the U.S. Immigration and Customs Enforcement… Read More »
